Bright - Crush Your Card Debt
Bright: Loans & Credit Builder
Everyone
Bright Money
AI Loan Assistant - Build Your Credit Score. Get Loans. Get Credit Cards.


Average Rating

4.6


Number of Ratings

142,232


Number of Downloads

1M+


Contains Ads

False


In-App Purchases

False


Install Fee

Free


More Info

Details

About Bright: Loans & Credit Builder

1.Build credit history with Bright Builder(1) Get a secured line of credit starting at $50. Make on-time payments(1) monthly, and get payments reported to the credit bureaus 2. Build credit history with monthly rent payments Get rewarded for paying rent on time(2). Get credit for up to the past 2 ... read more

Permissions Required

Summary

Total Permissions

18

Total Categories

6

Highest Risk

9

Average Risk

5

Counts

3

7

7

1

Rating Details





User Reviews

Sara Krafft Sara Krafft
681
Friday, June 6, 2025

Terrible. I never received my advance but I was still charged an exorbitant fee. I tried to cancel repeatedly but they take so long to respond it's pointless. I can't sit watching a chat for ten hours hoping for a reply, and they close the chat immediately if you aren't there when someone deigns to respond. The app UI is also awful. You can't use basic typing features like automatic caps at the start of a sentence, for seemingly no reason, and the app pushes and pushes you into using credit.

Bright Money
Tuesday, June 10, 2025
We want to resolve this for you! This is definitely not what we have planned for you. An email has been sent to your registered email address. Kindly respond or call us at +1 877-274-6494, Monday to Friday, 9:30 AM to 6:30 PM (CST), and we'll expedite the resolution. Thanks for your understanding!
Billy Todd Dawson Billy Todd Dawson
29
Tuesday, February 17, 2026

Wish their was a negative star rating, this would be my 1st one ever. But I would give it right here. Bright is a scam, and they will take money out of your account without permission, saying it's a subscription. I downloaded the app and filled out miniumal info,downloaded current that can't find my job, money,whatever, and Bright charged me 100 dollars, putting me in the negative and paying 60 bucks or chargeback. Joke of an app for sure. Canceled the subscription after I found out how. Edited

Bright Money
Thursday, July 10, 2025
We want to resolve this for you! This is definitely not what we have planned for you. An email has been sent to your registered email address. Kindly respond or call us at +1 877-274-6494, Monday to Friday, 9:30 AM to 6:30 PM (CST), and we'll expedite the resolution. Thanks for your understanding!
Morgan Lummus Morgan Lummus
139
Saturday, June 7, 2025

I absolutely LOVE this application and the programs and services offered! As a single mother working a full-time job and also full-time student, it gets rough and hard. I was skeptical at first because of my credit and the constant denial from other apps, but Bright Money not only helped with an advance, but is still currently helping me with better money management and strategies. 10/10

Michelle Casey Michelle Casey
114
Thursday, April 24, 2025

Bright Money is a fantastic tool for anyone serious about tackling debt and boosting their credit score. The automated payment system takes the stress out of managing multiple credit cards, and the AI-powered insights offer a clear path to becoming debt-free faster. I especially appreciate the credit builder feature, which has already shown positive results for my credit. It's like having a personalized financial assistant right in your pocket!

Leigh Grossman Leigh Grossman
74
Monday, June 2, 2025

This app is my new craze! Round ups are incredibly helpful to prove that little change makes a big difference. All of the tools are easy to use and help me to form the best plan possible for being able to conquer my debt once and for all and achieve financial freedom. There are so many available resources for budgeting and financing and none of them are particularly overwhelming or complicated. The team is wonderful to work with, and are always compassionate when it comes to assistance.

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