Monifa “Nifa” 336
Sunday, December 8, 2024
Excellent Credit Builder for us with "not so good" credit. I was given $240 to pay off in 2years. I wish the amount was higher, but it's all about establishing a positive payment history regardless of the amount. Maybe after I pay this loan amount, I will apply again. Then maybe they will give me a higher amount?? We'll see! But I recommend this app, it has helped my credit score after 2-3 on time payments!
Kovo
Monday, December 9, 2024
Hi Monifa, thank you for the glowing recommendation! We understand the importance of timely payments, and we're thrilled to help you stay on top of them. Every on-time payment you make with Kovo can bring you closer to a higher credit score and a brighter financial future. Congratulations on those on-time payments and keep up the great work! 🏋️♂️
Monica Westbrooks 24
Friday, July 18, 2025
PLEASE do not get this app unless you seriously need a boost in your credit score in a short amount of time 3 months or less otherwise just go any other route or a secured credit card where you pay your own money but you get to use your own money. With Kovo you pay them money and do not get ANYTHING back!! ESSENTIALLY PAYING THEM TO REPORT TO THE CREDIT BUREAUS.Do not miss a payment if you get this; will report negatively. they need to be up front on ads and everything else...THIS IS NOT A LOAN!
Kovo
Saturday, July 19, 2025
Hi Monica, we're sorry to hear your experience wasn't what you hoped for. 💔 Our model is different from other credit builders, and since we don't include a cash loan or savings account, we never have to charge late fees or interest. We’ve emailed you to help sort out this issue. We value your input and are here to help! 💌
Chris Harris 33
Tuesday, June 3, 2025
easy as ABC 12 u get it 🔥 lol all joking aside the service really is seamless I've been using for only 3 months and I've already had a double digit point increase. its affordable the app functions reliably and again the entire experience was effortless. a few taps of my thumb and my score is already going up. its nice that there's still a few services or companies who actually do what they offer and or what the say they will.....I am completely happy with my use of this app and u will be 2 Edited
Kovo
Tuesday, June 3, 2025
Hey Chris, love the energy! 🔥 Thanks for highlighting how easy Kovo is. Our goal is to help you build credit easily without worrying about interest or surprise fees. Keep building that credit…we've got your back every step of the way! 🛠🌟
Donald Janowski 79
Tuesday, April 22, 2025
I'm so lucky I read someone's review saying how this is not a secured loan. I thought I'd get money back after the 2 years. Nope. Cancelled in the first 30 days. Funny their response to that review was that they don't charge the fees and interest others do. But all it is, is a fee. You literally just pay them to report to the credit agencies. Then report if you miss a payment? For nothing. Just paying them off to help your credit. should be illegal.
Kovo
Tuesday, April 22, 2025
Hi Donald! Kovo isn’t a secured loan or savings account, which is also why we're able to offer this plan at a low $10/month commitment, compared to other providers who ask for more of your monthly budget. No interest, no hidden fees, just credit-building. 💪 Please email us at
[email protected] if you have any further feedback or concerns. 💌
G David Cheatwood 25
Thursday, March 6, 2025
This dark hole of a so-called app is really buried in with the application process. I had address issues roller coasting around until I emailed them. I then went back for another attempt only to discover a message regarding what appeared to be a decision with the typical within the 30 day window. That's pretty much cheap!!!!!!! Not holding my breath.🌬️.. I already was swallowed up by the darkest of holes with this remark. Not my phone,not my oversight,but I just give up. Nothing lost 😕😞..TBD! Edited
Kovo
Monday, March 3, 2025
Hi G David, thank you for taking the time to leave a review! 🌟 It looks like we’ve already emailed you to help sort out this issue. We want to make your experience a 5-star one, so please reach out with any further feedback or concerns. 📨💙
more reviews