Tori McMullen

Paid $40 to access all features. I monitor thru a few but hoped this would give a more accurate depiction. This app is the slowest to update, if it updates at all. I can view directly thru the 3 agencies & the changes do not reflect in this until days later, if ever. I have done quite a bit in the last month and a lot of it is still not reflecting. The simulator also shows one thing, but is false, however vantage scores have all gone up 90+ pts with real time updates. Overall just confusing.

TopCatSoldier TopCatSoldier

5/29/2025. Very slow to update changes on credit report! Not a good app for tracking all 3 credit scores Very slow and not all agencies report accurate scores in timely manner. Also, no clear explanation why credit score by 40 points after a loan is paid in full! This whole credit bureau industry is a scam on people financial situation to prevent individuals from growing independence financial. You're punish when you pay off debt and reward when you get in debt! 3/14/24 and nothing has changed! Edited

Casey S

I will review my rating if things change. my only problem is when it says I have X amount of accounts I'd like to tap that and show what accounts those are. I want to see where my debts are. Would also be nice if it listed apr, date due, amount paid, time remaining for those debts. yes I paid for premium version hoping that would fix it. it did not. Edited

Lynn

12-31-25 still useless update7-17-25 finally had enough and turned off notifications which really defeats the purpose of having this app. would be nice if they would learn the difference between urgent and non-urgent updates. App notifications are not worth having if they are constantly crying wolf. Probably about to stop using this app due to all the unnecessary and repetitive notifications that I get on a minute by minute basis. would be a lot better if it wasn't constantly asking for reviews. Edited

S.

Yet another scam, and here's why: I paid for all access to all of the credit scores in all of the categories, only to find out that this app does NOT frequently update all of the categories like it does the main score. The subcategories, i.e., auto, home, credit card, etc., update 1x a month, making it worthless to someone who's actively monitoring their credit to make a move. As a free app monitoring the single main score, it's accurate and prompt, but for everything else? Don't waste your $$.